Latest Backtest result – P2P lending Europe

Last month we have summarized backtest results of a model we developed based on the performance data from European P2P lending platforms who use our application. The model divides the population into five risk bands (A to E) and stands mostly on data from the Google account, LinkedIn and device recognition. PD for score buckets:[…]

FriendlyScore: Why & What

We’re a SaaS social credit scoring solution that increases conversion and approval rates for consumer lenders. We plan to be the first social data credit bureau servicing financial institutions. We’re focused on social data because it: Offers a personalized, internationally standard source of secure data optimized for millennials Makes thin-file, underbanked consumers eligible for more[…]